Mortgage Basics
What is Not in Credit Score?
  • Your race, color, national origin, sex, age, marital status

  • Your salary, occupation, title, employment information, or residence address

  • Any interest rate being charged on your credit accounts

  • Any items such as family/child support, rental agreements, credit counseling participation






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The Home Loan Group is a division of Metrocities Mortgage, LLC, a Delaware limited liability company licensed by the California Department of Corporations under CRMLA. The Home Loan Group operates as Metrocities Mortgage, LLC in Nevada. Metrocities Mortgage, LLC, located at 5470 Kietzke Lane, Ste 210, Reno, NV 89511, is a Delaware limited liability company, licensed by the State of Nevada Mortgage Lending Division Mortgage Broker license #1173. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.