Before securing financing for a property, it is important to be familiar with a few California mortgage basics: The loan process, types of loan programs available, common mortgage terms, and factors affecting your loan, such as credit. In the case of refinancing, it also helps to have someone explain refinancing a mortgage.

This section contains California Mortgage Education information that will help you better understand a few key mortgage fundamentals. However, you should still consult an experienced Loan Officer when you have questions or need advice or should you need someone to explain refinancing a mortgage.

Below are links to simple, clear explanations that can aid in making your mortgage experience a smooth one.